Trade credit insurance policy provides cover for your company against the risk of not being paid for goods and services that you sell to customers on credit terms. Non-payment may occur due to bankruptcy of a customer, protracted default or adverse actions or inactions of governments (civil war, currency inconvertibility, nationalization, terrorism, etc.) that makes any payment to supplier impossible.

Factoring insurance policy protects banks and/or factors, acquiring receivables from their customers, against commercial and political risks.

Surety bond is a triangle agreement, under which a surety (Insurer) guarantees to an obligee (a party, requiring the bond) that a principal (a party, purchasing the bond) will fulfill its contractual obligations as per the agreed terms. Surety bonds can have several variations depending on the specific bond requirement. But, mostly they are used in construction business to guarantee that contractor completes construction project in accordance with specifications.

Directors and officers (D&O) insurance policy protects individuals from losses if they are sued for their actions, while serving on a board of directors and/or as an officer. It can also cover your company’s defense costs and damages, arising from wrongful act of allegations and lawsuits.

Cyber insurance policy protects your business against data breaches and other cyber security risks.

Business interruption insurance policy covers net profit, different types of expenses when a business is disrupted by different kind of reasons (property damage, natural disaster, terrorism, etc.). A business interruption policy is usually issued in addition to a property insurance policy.